Retirement Simulation Inputs (Accumulation & Withdrawal)
1. Timeline and Initial Corpus
2. Accumulation Phase (SIP/Lumpsum)
3. Withdrawal Phase (SWP)
4. Economic & Tax Assumptions
5. Asset Allocation & Returns (Must Sum to 100%)
| Asset Class | Allocation (%) | Expected Return (Mean, %) | Volatility (Std Dev, %) | Tax Treatment | Action |
|---|---|---|---|---|---|
| Equity/Index Funds | |||||
| Debt/Bonds | |||||
| Total Allocation | 100% | ||||
6. Withdrawal/Transfer Priority (SWP/STP)
Define the order of funds used during the withdrawal phase. SWP is applied in this priority.
| Account Type | Priority (1=First to Withdraw) | Action |
|---|---|---|
| Debt Funds (STCG) | ||
| Equity Funds (LTCG) |
