New Retirment Corpus ver 5

Ultimate Financial Simulation Calculator

Initial & Core Inputs

Initial Corpus (Rs.)

Total Simulation Years

Number of Simulations

Enable Debt Tax (LTCG)

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Asset Class Returns & Volatility

Debt Fund Return (%)

Debt Volatility (%)

Inflation Rate (%)

Less Aggressive Equity Return (%)

Less Aggressive Volatility (%)

More Aggressive Equity Return (%)

More Aggressive Volatility (%)

Inflation Volatility (%)

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1. Withdrawal Schedules (Outflows)

Amount (₹) Frequency (n) Start Year Increase Rate (%) Increase Freq (Years) Stop Increase Year (0=Never) Action

Annual (n=1) Monthly (n=12)

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2. Lumpsum Transactions (Additions & Withdrawals)

Amount (₹) Transaction Type Year of Transaction Target Asset Class Action

Addition (+) Withdrawal (-) Debt Less Aggressive Eq. More Aggressive Eq. Auto-allocate (Debt First)

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3. SIP Schedules (Additions)

Amount (₹) Frequency (n) Start Year Stop Year Target Asset Class Action

Annual (n=1) Monthly (n=12) Less Aggressive Eq. More Aggressive Eq.

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4. STP Schedules (Debt to Equity Transfer)

Amount (₹) Frequency (n) Start Year Stop Year % to LAE (Rest to MAE) Action

Annual (n=1) Monthly (n=12)

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Simulation Results

--%

Success Rate (Portfolio lasting all years)

Rs. 0

Average Annual Tax Paid (Across all simulations)

Export All Simulation Data to CSV (For Sheets)

Year-by-Year Analysis (First Successful Simulation)

Note: The simulation runs on a **monthly** basis. Balances shown are **End-of-Year**.

Year	Nominal WD	Inflation-Adj. Need	Total Inflow (SIP+LS)	From Debt (WD)	From Equity (WD)	Debt Remaining	LAE Remaining	MAE Remaining	Taxes Paid	Total Remaining