SWP Calculator - SIP/Lumpsum - Delayed SWP

Retirement Withdrawal Calculator 💸

1. Withdrawal & Corpus Details

Total Investment Corpus (₹)

Total Planning Period (Years)

Monthly Withdrawal (₹)

Start Withdrawal from Year

Withdrawal Increase Rate (%)

Increase Withdrawal Every (Years)

Stop Increases After (Years)

Expected Inflation Rate (%)

2. Fund Assumptions

Debt Fund Return (%)

Debt Volatility (%)

Less Aggressive Fund Return (%)

Less Aggressive Volatility (%)

More Aggressive Fund Return (%)

More Aggressive Volatility (%)

3. SIPs & Lump Sums

Add SIP?

SIP Amount (₹)

SIP Frequency Monthly Quarterly Half-Yearly Yearly

Start SIP from Year

SIP goes to: Less Aggressive More Aggressive Debt

Add Lumpsum?

Amount (₹)	Year	Fund

4. Advanced Settings & Tax

Monthly STP Amount (₹)

STP % to Less Aggressive Equity

Rebalance Every (Years, 0 for none)

Equity LTCG Tax Rate (%)

Equity STCG Tax Rate (%)

Debt Capital Gains Tax Rate (%)

Consider Tax?