Retirement Corpus Needed - with monte carlo

Retirement Planning Calculator

Current Monthly Expense (₹):

Years to Retirement:

Retirement Tenure (Years):

Pre-Retirement Annual Return (%):

Post-Retirement Annual Return (%):

Inflation Rate (%):

Annual SIP Step-up (%):

Future Monthly Expense:

Required Corpus:

Initial Monthly SIP:

Total Invested:

Summary of Your Plan

• Current Lifestyle: ₹ per month.
• Inflation Impact: We've factored in an annual inflation rate of % to estimate the future value of your expenses.
• Pre-Retirement Phase (Accumulation):
  • Duration: years
  • Expected Annual Return: %
  • SIP Growth: Your monthly investment will increase by % annually.
• Post-Retirement Phase (Withdrawal):
  • Duration: years
  • Expected Annual Return: %
  • Your retirement funds will need to grow at a rate that beats inflation to last the entire tenure.

Probable Outcomes

• Future Monthly Expense: You will need approximately per month to maintain your current lifestyle in retirement.
• Required Corpus: The total amount you need to accumulate is ****.
• Initial Monthly SIP: To reach your goal, you'll need to start with an SIP of ****.
• Total Investment: Your total out-of-pocket investment over the entire period will be ****.