Retirement Corpus Needed - with monte carlo ver1

Retirement Planning Calculator

Current Monthly Expense (₹):

Years to Retirement:

Retirement Tenure (Years):

Pre-Retirement Annual Return (%):

Annual Volatility (Std. Dev. %):

Post-Retirement Annual Return (%):

Inflation Rate (%):

Annual SIP Step-up (%):

Future Monthly Expense:

Required Corpus (Goal):

Initial Monthly SIP:

Total Invested:

Summary of Your Plan

• Current Lifestyle: ₹ per month.
• Inflation Impact: We've factored in an annual inflation rate of % to estimate the future value of your expenses.
• Pre-Retirement Phase (Accumulation):
  • Duration: years
  • Expected Annual Return: % with % Volatility
  • SIP Growth: Your monthly investment will increase by % annually.
• Post-Retirement Phase (Withdrawal):
  • Duration: years
  • Expected Annual Return: %
  • Your retirement funds will need to grow at a rate that beats inflation to last the entire tenure.

Probable Outcomes (Monte Carlo Simulation)

• Future Monthly Expense: You will need approximately per month to maintain your current lifestyle in retirement.
• Required Corpus (Goal): The total amount you need to accumulate is ****.
• Initial Monthly SIP: Based on your volatility, you will need to start with an SIP of **** to have an 80% chance of reaching your corpus goal.
• Total Investment: Your total out-of-pocket investment over the entire period will be ****.

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• Worst 10% of Outcomes (0-10%): to
• Below-Average Outcomes (20-30%): to
• Average Outcomes (45-55%): to
• Above-Average Outcomes (70-80%): to
• Best Outcomes (90-100%): to